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do i need proof of insurance to rent a car?

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The answer is yes, but not all insurance companies are created equal. Companies that offer standard car insurance may offer an additional optional service for a monthly fee; the company will send their representatives out to inspect the rental car at your destination and provide you with a formal report of their findings. When choosing to rent from such companies, you will be required to show your proof of insurance card upon arrival (which can easily be stored in your wallet) and then have it inspected by their representative before departing the country.
On the other hand, if you choose a livery or corporate car rental, they don't typically inspect cars in advance because they have no reason to worry about theft once they're behind the wheel.
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