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what proof of insurance is needed to rent a car?

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what proof of insurance is needed to rent a car?

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You’ll need to get car rental coverage before you can pick up your car. The following are the most common types of insurance offered by car rental companies. If you have any questions, contact your insurer before arriving at the rental counter.

Collision Damage Waiver (CDW): This type of rental insurance covers damage due to collision or theft of the vehicle while it's in your possession. Theft protection covers the loss of the vehicle while it's parked, as well as its loss due to a fire or natural disaster.

Personal Accident Insurance (PAI): This covers you and any other drivers for injury and damage due to accidents.

Personal Effects Coverage: This type of coverage covers any items that you take with you in the vehicle. You are usually required to pay a deductible, which ranges from $100–$500, depending on your credit card coverage. Be sure to check your coverage, as some credit cards only provide limited personal effects coverage.

Rental companies are not required to offer all of the types of insurance above. If you have any questions about the insurance offered, ask your insurer for more details before you rent the car.

You can reduce your rental costs by choosing not to have collision damage waiver (CDW), personal accident insurance (PAI) and/or personal effects coverage.

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